Full representation, with the property and financing connected.
Buying, selling and investing across seven states — with financing considered before the offer goes out because I am also the person who can write the loan. Compensation is percentage-based, tailored to the engagement and agreed in writing before work begins.
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Percentage-based and specific to the engagement.
The property, the work required and the investment objective shape the engagement. The percentage, services and responsibilities are discussed for your situation and agreed in writing before work begins.
Percentage-based seller representation
Pricing, preparation, marketing, offer review and negotiation are scoped around the property and the outcome the sale needs to achieve.
How selling worksAligned with the investment
Property, financing, cash flow and exit strategy are considered together, with percentage-based compensation tailored to the engagement.
Scope and percentage are agreed in writing before representation begins.
Investor servicesReal estate compensation is negotiable and is not set by law or by any brokerage. The percentage, services and responsibilities are tailored to the engagement and agreed in writing before representation begins.
Full-service representation
- Pricing analysis from real closed comparables, not an automated estimate
- Professional photography, floor plan and listing copy
- MLS entry and syndication to every portal buyers use
- Showing coordination and feedback
- Offer review including verification of the other side’s financing
- Negotiation through inspection, appraisal and closing
Scope and percentage are documented before representation begins.
The transaction is one move inside a bigger plan.
As a Realtor, Loan Officer, investor and entrepreneur, I look at the property and the capital behind it together. The goal is not simply to close — it is to make sure the deal still makes sense after the excitement wears off.
Value, condition, market rent, operating costs and the likely exit.
Financing, reserves, cash flow, leverage and room for the next opportunity.
Percentage-based representation. Compensation is tied to the transaction or investment being represented. The exact percentage, services and responsibilities are discussed for the engagement and agreed in writing before work begins.
- Objective first — define what the property needs to accomplish
- Numbers before emotion — payment, cash flow, reserves and downside case
- One coordinated view of the offer, property and financing
- Clear scope in writing before representation begins
How it works, step by step
Define the objective
Home, rental, sale, relocation or portfolio growth — start with what success means.
Underwrite the decision
Review the property, financing, cash requirements and downside before committing.
Execute on one timeline
Coordinate the contract and financing through closing with one point of accountability.
You can use Sree for real estate, financing or both. There is no requirement to bundle the services.
Know your real number before you fall in love with a house.
Most buyers start with listings and back into a budget. That is the wrong order. We start with what the payment actually is — principal, interest, taxes, insurance, HOA and mortgage insurance — and what is comfortable rather than merely approvable.
- Budget first. The whole payment, plus an honest estimate of cash to close.
- Pre-approval that listing agents respect. Fully documented, underwritten where it helps.
- Offer strategy. Price is one lever. Contingency structure, close timing, appraisal gaps and credits are the rest.
- Inspection and negotiation. What is worth pushing on, what is normal wear, and what is a walk-away.
- Close on schedule. Conditions tracked, status visible, no mystery about where the file is.
First-time buyers, specifically
You almost certainly need less down than you think. The barrier is usually cash to close, not the down payment percentage. We calculate the full cash requirement before you begin.
Down payment assistance varies by state and county and is worth asking about before ruling anything out.
Priced from comparables, not from hope.
Overpricing costs more than underpricing. A listing that sits collects a price-history badge every buyer's agent points at, and the eventual sale price is usually below what a correct list price would have produced.
- Real comparables. Recent closed sales adjusted for condition and terms — not an algorithm's estimate.
- Prep that pays back. Which repairs return more than they cost, and which buyers will not notice.
- Marketing that reaches buyers. Professional photography, floor plans, listing copy and full syndication.
- Offer review beyond price. Financing type, appraisal risk, contingencies and close date — the highest number is not always the best offer.
- Buying at the same time? Bridge strategies and payment math on the new house before the old one lists.
Selling and buying at once
A timing problem before it is a financing problem. Three structures:
Sell first
Safest for your cash position. Requires a rent-back or temporary housing.
Buy first
Strongest offer, but you must qualify carrying both. We check that before you commit.
Simultaneous close
Elegant when it works. Any delay on either side cascades.
The listing sheet is not the analysis.
Gross rent minus mortgage is not cash flow. Vacancy, maintenance, capital expenditure, management and turnover are what turn an attractive-looking door into a break-even one. I invest personally, so this conversation starts sceptical.
Underwriting the property
Real rent comparables, expense ratios that hold up, and reserve assumptions reflecting the age and condition of the building — not a pro forma written by the seller.
DSCR financing
The property's rent qualifies the loan instead of your debt-to-income. LLC vesting is generally fine and most lenders place no cap on financed properties.
How DSCR worksCash-out to fund the next door
Pulling equity from a performing property to buy the next — with the arithmetic on whether the new payment leaves the portfolio ahead or behind.
Exit math before you bid
Holding period, realistic appreciation, selling costs and tax treatment. A deal that only works if the market cooperates is not a deal.
Portfolio and multi-unit
Two-to-four unit properties, portfolio loans across several doors, and structures that keep you financeable for the next acquisition.
House hacking
Owner-occupied multi-unit with low-down-payment financing — often the cheapest entry into investing that exists, if the numbers and the lifestyle both work.
The advantage of one person on both sides: when I run an investment property, I am pricing the actual loan at the same time. You get the real DSCR, the real payment and the real cash-on-cash return before you write the offer — not an estimate that shifts once a lender finally looks at it.
Moving between states? The license probably follows you.
Selling in one state and buying in another normally means four professionals who have never spoken. Across these seven states, it can mean one.
Two closings, one calendar
The sale and the purchase are sequenced deliberately — including what happens if one slips a week.
Financing that anticipates the move
Qualifying while carrying two properties, or bridging the gap, worked out before you list anything.
Nothing lost between inboxes
One person holding both transactions means deadlines do not fall into the gap between two firms.
Asked most often.
How does Sree evaluate an investment property?
The review connects market rent, vacancy, taxes, insurance, maintenance, management, debt service, reserves and the exit case. The goal is to understand both the expected return and the downside before an offer is written.
How is representation compensation handled?
Real estate compensation is percentage-based and specific to the engagement. Scope, services and the agreed percentage are documented before representation begins.
Can Sree be my agent and my lender on the same purchase?
In California, Texas, Florida, North Carolina and Ohio, where both licenses overlap, yes — with the dual role disclosed in writing as required. You are never obligated to use both.
What does seller representation include?
The plan covers evidence-based pricing, property preparation, marketing, showing coordination, offer comparison, negotiation and transaction management through closing, with the scope documented before work begins.
Tell me about the property or the plan.
Buying, selling, or looking at a rental deal — send the details and you will get a straight read on whether the numbers work, what representation would involve, and what happens next. Call or text 24/7 — no fee, no obligation.
Available 24/7 · No fee, no obligation · NMLS 2705737 · Lending in 5 states · Real estate in 7 states · Equal Housing Opportunity